.body {  font-family: Arial, Helvetica, sans-serif; font-size: 12px; color: #003366}
.link {  font-family: Arial, Helvetica, sans-serif; color: #FF0000; text-decoration: underline}
.smwhite {  font-family: Arial, Helvetica, sans-serif; font-size: 10px; color: #FFFFFF}